With the excitement of building a home, sometimes we forget what a financial institution may require at loan time and look for at loan time.
At D-Services, we work with several area lenders to help make the process flow as smoothly as possible.
Helpful Hints
Pull your credit report yourself before applying for a loan (make copies) especially if you plan to "shop around". Each time a potential lender pulls your credit report it lowers your FICO scores which may have an effect on the type of loan you qualify for an the interest rate you may receive.
Take time to correct mistakes or information on your report.
Ask questions to get a clear understanding before you sign anything with anyone.
Once you pick a lender, ask them what their requirements are in order to process your loan.
Don't over extend yourself. Know how much you are willing to pay for a new home.
Credit Reporting Agencies
TransUnion PO Box 390 Springfield, PA (800) 916-8800
Equifax PO Box 105873 Atlanta, GA (800) 685-1111
Experian PO Box 2104 Allen, TX 75013 (800) 682-7654
